AiF&I unifies deal structuring, compliance, and performance into one intelligent surface. Four connected modules replace 5 to 8 fragmented systems, with a real human-in-the-loop F&I manager always in command.
Stage-by-stage deal jacket with live compliance gating. Kai surfaces menu suggestions matched to the customer, the OEM, and the lender that just approved them.
PVR per manager. Penetration by product. Compliance gates, exception queues, and reporting that answers the question in plain English.
The proprietary RAG layer. Handbooks, talk tracks, lender rate sheets, state disclosure requirements, and live deal data, all indexed, all accessible to every agent in the platform.
Five specialized agents under the Dealer Brain: Deal Architect structures financing, Compliance Guardian watches every disclosure, Rate Aggregator pulls cross-lender comparisons, Performance Coach lifts the whole team, and the Customer Advocate presents to the buyer through an adaptive, dealership-branded surface. Every dealership runs differently. So does Kai.
Only 5% of customers say F&I has their best interests at heart. The Customer Advocate flips that experience through an adaptive presentation layer: it reads the person in front of it and adjusts language, pace, and depth of explanation to match. A kiosk presents the same way to everyone. This agent does not. The F&I manager launches the session, supervises it, and is always one tap away.
Read the AiF&I take on why the F&I stack hasn't moved in twenty years, what one deal actually touches across 5 to 8 systems, and how the right AI architecture changes the math.
The design partner program is launching with confirmed dealer commitments through The Dealer's Concierge network. Join the waitlist to shape AiF&I before general availability.
